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F.A.Q.

How do I start? What is the process?

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You can start the process by scheduling a FREE Consultation.

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Why do I need credit monitoring for my consultation?

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Credit monitoring is an important part of credit restoration. Without being able to audit your credit effectively your consultation will not be customized. Urban Financial Solutions offers customized consultations. If you are serious about fixing your credit and changing your mindset about your finances, credit monitoring will help you tremendously. 

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What items can you assist with removing?

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Phone Bills, Student Loans, Pay Day Loans, Medical Bills, Bank Accounts, Credit Card Bills, Inquiries, Repossessions, Bankruptcy, Evictions, Tax Liens, Charge off’s, Foreclosures, Utilities, Child Support Arrears and More!

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How long does it take to raise my score and how many points will my score be raised?

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Urban Financial Solution does not know before hand how many points your score will increase. This is impossible to guesstimate and it is illegal for ANY credit repair agent, company or representative to tell you they can boost your credit score by a certain number. Please be skeptical and aware of these type of credit repair scammers.

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How much are your services for credit repair?

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There a two options:

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1. Initial start-up fee $100.00 (Consultation & Initial Start-up Fee) with $75 a month monitoring fee.

 

2. Enrollment Fee $299 and $35 a Month for monitoring fee.

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Do you offer a money back guarantee?

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Urban Financial Solutions offers a 100% refund on all monthly payments (We do not refund registration fees) if

  • We do not remove any negative items within 90 days.

  • You have abided by your signed Client Agreement.

  • No new collections or missed payments in the time frame you are in active credit repair.

  • You maintain a Credit Monitoring service throughout the Credit Repair service.

  • You have had 3 months of service from the time you retain our services.

  • You have at least four negatives on the credit report at the time of sign-up.

  • You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services.

  • You agree to send updated reports from the three credit bureaus to us within 5 days of receipt. (Clients should receive updated credit reports every 15-45 days. It is the client’s responsibility to make us aware if updated reports have not been received).

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How do I get in contact with you if I have a question?

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Call: (803) 470-5845

Email: UrbanFinancialSolutions803@gmail.com

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